Ultimate Banking System (UBS)

A complete in-game banking ecosystem for Minecraft: ATM workflows, real currency, bank ownership, and central regulation.

!!OUT NOW!!

Overview Getting Started ATM Flow Bank Owner PC Commands Configuration Migration FAQ

UBS delivers a full economy loop:

• PIN-protected ATM banking with multi-account support.
• Physical money system with USD bills, cheques, and bank notes.
• Player-owned banks with governance, staffing, lending, and compliance.
• Central-bank style reserve/rate policy mechanics and operational controls.
• In-game desktop Bank Owner PC for GUI-first bank management.

1. Create an account, for example: /account create CheckingAccount Central Bank
2. Open an ATM block.
3. Select account, then complete PIN flow (set/confirm for first use, enter for existing).
4. Use ATM actions: balance, withdraw, deposit, transfer, history, settings, pay requests.

Security: PIN must be exactly 4 digits, and account limits/freeze checks are enforced.

Access sequence:

1. Open ATM.
2. Select account (primary is preselected when available).
3. PIN phase (set if missing, authenticate if set).
4. Main ATM menu opens.

Withdraw checks:

• Ownership, freeze state, per-transaction limit, daily limit, available balance.
• Bill denomination dispense feasibility.

Deposit checks:

• Ownership + account state checks.
• Exact amount representation with bills found in inventory.

Create from command or ATM UI:

/payrequest <player> <amount> [destinationAccountId]

• Incoming requests support Accept, Decline, and Choose Account.
• If no primary account is set, payer gets clickable account choices with balance context.
• ATM Pay Request UI includes searchable player picker and destination account selection.

• Physical USD bills: $1 $2 $5 $10 $20 $50 $100
• Cheque flow for targeted player payment and teller redemption.
• Bank Note support for itemized money handling.
• Transaction recording for cash and account-side actions.

A fullscreen desktop-style interface for owners (OP can access Central Bank app).

Main sections:

• Overview, Branding, Limits, Governance, Staffing, Lending, Compliance
• Scrollable/clipped layout for reliable GUI behavior
• Overview tool cards with deeper subviews (including account profile cards)

Lending market mode:

• Sort by Amount, APR, Term, Lender, or Offer ID
• Offer cards with Accept Offer confirmation
• Copy ID copies full offer UUID

Desktop utilities:

• Calculator, Notepad, Paint, File Explorer, System Monitor
• Per-PC local storage with limits + app visibility controls
• Password-protected desktop session flow

• Teller can process cheque flows to cash or direct account deposit.
• Paged account selection (up to 5 per page with navigation).
• Owner/op protected removal flow and controlled interaction lifecycle.

Player examples

/account info • /account info list • /account transfer <sender> <receiver> <amount> • /account transaction list <accountUUID> • /bank safebox list • /bank heist start <bankName>

Admin examples (permission level 3)

/ubs admin view <player> • /ubs admin freeze <player> [reason] • /ubs admin applications • /ubs admin appeals • /ubs admin audit <bankName>

Central bank policy examples

/centralbank rate • /centralbank rate set <rate> • /centralbank opm inject <amount> • /centralbank opm withdraw <amount> • /centralbank ledger

UBS exposes config controls for:

• ATM limits, per-account daily limits, transaction throttling
• Interest intervals, payment schedules, tax/license timing
• Federal funds range + savings/money-market rate constraints
• Reserve requirements, liquidity behavior, bank-run controls
• Player bank creation gates, fees, cooldowns, ownership caps
• HUD display options and currency symbols

Supported import sources:

• CSV
• EssentialsX userdata
• CMI userdata
• iConomy exports

Commands:

/ubs admin import csv <path> • /ubs admin import essentialsx <path> • /ubs admin import cmi <path> • /ubs admin import iconomy <path>

Q: Why are some systems tick-based?
A: Daily resets and lifecycle jobs are server-side scheduled systems; tune intervals in config for your economy scale.

Q: Why does market accept fail?
A: Offer may be expired/not open, or access/eligibility checks failed. Use copied full offer UUID.

Q: Why no apps on Bank Owner PC?
A: App visibility is tied to ownership/roles and current config. OPs can access Central Bank app.

Q: Can players run multiple banks?
A: Yes, up to your configured per-player maximum.